Chapter 64: Perfect Figure
Compared to parents, assistants seem more reasonable, especially when there are valid reasons. Assistants will not pretend to educate themselves, but instead listen carefully to requirements and propose rational suggestions.
Zhou Xian hesitated for a moment, and then asked: "The Chen Group's revolving credit problem, the bank has only opened its mouth, if you lend in your own name, I'm afraid you won't get 6?"
I was afraid you wouldn't ask! Chen Yi was pleased with himself and smiled, "I'm using the money to develop a software suite. Once the payment is made, I can open a bank account in the name of our company, and directly pay the opposing party's software company, Xinbiyou Company, which you're familiar with. This way, it's equivalent to using the software as collateral. The only thing is that our company has just been newly established, and all the procedures are being processed, so we need a trustworthy bank to act as an intermediary."
Apart from a slight deviation in time sequence, there is indeed no major issue with the mortgage.
This loan method, if it were a private small company, would definitely not be feasible, but if some connections are used, it's also considered relatively simple.
Zhou Xiang continued to ponder.
Chen Yi'an waited patiently for him to think. This move was a plan he had considered for a long time, more practical than picking up leaks and making money, until the software is completed, as long as high-frequency trading is really as good as the legend, three months later, Xinbiyou's tail payment and bank loan will not be a problem.
The only thing that is not a problem is that this move may expose Jin Yuan International's business project, which is high-frequency trading.
However, high-transaction fees have always been legitimate, allowed by the US government, welcomed by US exchanges, and ignored by American consumers. What qualifications does China have to oppose it? Or, in 2003, when Chinese stock investors were still worried about bull and bear markets, how many people understood?
The bank's grassroots staff, who review loan reviews every day, have a headache. To say nothing of not being so meticulous, even if they really want to understand it, they are afraid that their level is too poor.
The entire Jiangning, every day there are many strange projects applying for loans. Even if there is a one in ten thousand chance of encountering the sharp eyes of the masses, retired national think tanks, Jinyuan International is just an empty shell company. Although it can push out its business direction from software, the company itself does not need to explain to the bank the existence of supercomputers or large computers. It's easy to understand that it belongs to another hidden and unexplained company.
From the bank's perspective, things are even simpler. The main purpose of evaluating the value of the collateral is to guarantee its legality, which is more important than the former - the down payment paid to Xinbiyou, which in itself implies the value of the software.
His design is acceptable from any angle, it just needs some boost in the current environment.
Hesitating for a moment, Zhou Xiang spoke in a soft tone, "Chen Yi, 60 million is not a small sum of money. You should know that the Chen family can't afford to be reckless now."
"I know." Chen Yi said with a smile, "My Jinyuan International is a limited liability company. As long as the bank is willing to lend me money, if the investment fails, at most I'll just have to give the company to them. Who else can it affect?"
Zhou Xiang deliberately put on a stern face and said: "If it weren't for this, I wouldn't be discussing it with you either. However, if the investment really fails, the loss will be to Chen family's reputation..."
"Except for guarantee matters, it's fine as long as the bank handles things in a fair and square manner." Chen Yi clasped his hands together with a smile all over his face.
Zhou Xiang looked at him and smiled, agreeing: "Alright then, wait for my news, it'll take no more than three to five days."
Chen Yi hastily interrupted her and said, "It's just two days."
"Alas, that's just business as usual. I get it." Zhou Xiang had more contact with cash flow than with her husband, so she was quite understanding.
She was sent away, and Chen Yi continued to be busy with the subsequent procedures.
He knew that after Zhou Xiang left, she would probably report back to her mother. But this kind of report was different from directly talking to her mother, at least it could save a lot of explanation and examination - in order to prove that she didn't mean to monitor her son, Fang Manyi would only discuss with her husband unless she explicitly opposed the matter.
In a comprehensive plan, Chen's mother also rarely understood what Chen Yi wanted to do at once. When the time passed, it was too late to say anything.
The bank lent smoothly the next day.
Financial institutions are the most standard profiteers and take pride in this.
Chen Jia's family barely withstood the old man's withdrawal and the increasing number of people watching. With complete procedures, they made a slight effort, and their loan was approved overnight, like a laxative, and was released quickly, and the review ended early the next morning.
Chen Yi waited another day before making the payment to Sinby's French company at the last minute. The tense White finally put his mind at ease and seriously started the follow-up development and second round of urging for payment.
If the Chinese side defaults, the initial 300,000 might only be enough to pay employee salaries, and development costs would be a complete loss. But this is the environment of software outsourcing, and he's gotten used to living in fear every day.
So even if he was negotiating with the engineer, after being warned several times that the other party might be the son of a high-ranking Chinese official, White still pursued the money relentlessly, only with slightly milder means.
No way, his annual salary is less than 1.2 million francs, if he loses the project all at once, it's possible that he will be fired.
White was reassured, and Chen Yi continued to register various other companies in a flurry of activity. During this time, he met with Kim Duna twice more.
The Korean beauty still showed off her tempting figure, but didn't do anything tempting, which made Little Chen feel both expectant and helpless.
In those two and a half days of meeting, Kim Doona showed admiration and curiosity towards Chen Yi's strong physique without exception.
Chen Yi Jing withstood the harsh test and unconsciously strengthened his endurance for the Holy Knights' training.
So, in the two weeks that Geum Donna existed, he increased his visits to the Kingdom of Sangchu many times. Grendel's tailored physical skills became more and more compatible, and his physical fitness also improved steadily.
Normally, when an athlete reaches their second-best state, the margin of improvement in their competitive level is relatively limited. The only way to break through this limit is usually by greatly improving training methods and increasing training intensity. Therefore, in professional sports, coaches and investors attach great importance to talent, after all, the improvement of technical skills takes 5 or 10 years as a unit, while an athlete's athletic life is far from that long.
Although the Holy Knights didn't have systematic scientific knowledge, the continuous wars all over the Magical Continent provided countless precious experiences for those who survived, including similar principles.
In order to survive better, whether it's a warrior of the army or a knight of the kingdom, they are all desperately improving themselves. What they pay out, what they can pay out, and what they are willing to pay out is something that modern athletes who take money and career as their goals cannot afford to pay.
And so, when Master Chen became the top priority of the Sacred Kingdom of Qi'uo, the professional level of the Holy Knights burst out completely. Under his leadership, at least 5 kingdom knights and a corresponding number of high-ranking magicians, as well as more than 1,000 warriors, were preparing every day.
Every time Grindelwald made a comprehensive plan, 5 Kingdom Knights would conduct experimental training on up to thousands of warriors of different ages with the cooperation of high-ranking magicians. The Holy Knights could then make further analysis and improvement based on the results of the training. After continuing for 30 hours, Master Chen would arrive by subway.
It can be said that Chen Yi is unknowingly enjoying the training of national resources and does not feel bored at all.
Every day there is progress, it can be said that it is one of the happiest things for human beings.
Anyone would love this feeling.
To work hard and get paid is joyful; but to work hard without getting paid is diligent labor.
After more than 500 hours, Grendel finally said to Chen Yi on the 20th meeting: "Master, from today on, you can use the second-level 'Tears of God Oil', I suppose the effect will be improved."
A rough and burly man with a bear-like appearance, exhausted like a dog, yet still has to put on a cute panda face.
Being a holy knight isn't easy either.
Chen Yi Chang laughed quickly and asked: "How long can you withstand a 4th-level magic scroll?"
What he meant by endurance refers to the situation where one does not absorb energy recovery potions and relies solely on normal sleep for recovery. Of course, if one drinks potions, the recovery time will be shorter.
This requirement can only be met by a peak magic apprentice or a second- or third-level knight with a high degree of magical network integration.
The Holy Knight hesitated for a moment, then decided to speak the truth, saying: "Master, you have just reached the level where you can fully withstand two 3rd-level magic scrolls. To be able to withstand a 4th-level magic scroll, you will need at least 1000 more hours of practice."
He slowed down a bit, and continued: "However, you're currently using 4th-level magic scrolls. As long as you normally replenish your 3rd-level vitality recovery potions, that's enough. Once the crystal screen allows the purchase of 4th-level vitality recovery potions, it will be even more convenient."
Chen Yi is actually very satisfied with the current progress. He had previously worked out in a gym with the help of a personal trainer, but that was not only tough training, but also far less effective than now. In half a year, he hadn't even fully developed his biceps, let alone other parts.
The training of the Santiao Empire is different, not only has a model but also significantly improves physical fitness, vitality and energy are secondary, jumping high and running fast is what boys want most.
Chen Yi's contemplation caused the surrounding mages to show a slight unease, but Grindelwald remained calm, standing straight and waiting for the master to speak.
As a member of the aristocracy, Chen Yimian keenly detected their change in expression and hastily waved his hand, saying: "Being able to maintain our current speed is already quite impressive, thank you, Holy Knight."
He said in a lowered tone: "Actually, I have other considerations."
A few magicians immediately left the subway area, and Timothy also moved a little further away, continuing to work.
They had all gone far away, Chen Yi whispered: "Holy Knight, although increasing physical strength and adapting to high-level magic scrolls is not bad, but I noticed that you and those few kingdom knights are all quite muscular?"
Grendel, eight feet tall, with shoulders almost half as wide as his height, but thicker than a normal iron tower. As for the kingdom knights standing on the pedestal of the statue, they look like miniature versions of holy knights, with overall proportions not much different, all with big arms and round waists that can't be pinched to death.
Grundler thought for half a day, and replied in confusion: "Master, the power of the magic net is very strong. In cases where the magical affinity is low, one must have robust muscles..."
"I understand, but look, there are some conflicting things here." Chen Yi rubbed his chin, and inexplicably, a vision of Jindona holding hands with him appeared in his mind.
He shook his neck and turned to spread out his hands, saying: "As for being tall and big, I not only don't oppose it, but also agree with it. However, regarding muscles, I hope there's a limit here."
"Degree?"
"Measurements, can't be too exaggerated." Chen Yi sighed and patted his own chest: "Personally, I hope to control my figure at its current state, or slightly larger, muscles still need to be exercised, this is the only way to be elegant and refined, rather than just muscular."
Grendel apparently hadn't considered this kind of question before, and it took him a while to come around, dazedly saying: "Master, what kind of body is perfect?"
Chen Yi was stumped and had to think for a moment before saying, "I suppose it's the clear hierarchy, streamlined lines, and no bulky muscles. Never mind, I'll send you a picture next time."
What's on his mind is movie star posters. The modern film industry has long been a group of professional people who control their body shape far more accurately than they do with strength.
Of course, idols like Bruce Lee are champions of all-around two-way ability.
Gundel's confusion did not diminish, but the Holy Knight was not one to shy away from any problem. He said seriously, "Please, Master, allow us a few days to think."
"No problem, as long as it's done before military training." Chen Yi burst out laughing and almost patted the knight on the back if not for the light screen separating them.
Grundler stared with a bear-like gaze, seemingly not understanding what "military training" meant.
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In the wee hours of the morning, it's the first watch of today's three watches. Don't forget to vote.
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